During 2019 Annual Open Enrollment, November 1 – 15, 2018, active GHB participants can make changes to their plan elections or dependent coverages effective January 1, 2019. Enrollment packets will be mailed to all participants at the end of October. Visit What to do during 2019 Open Enrollment for information about your options during Open Enrollment. All 2019 Open Enrollment documents are available online at 2019 Open Enrollment Documents.
The good news is that there are no increases in the church or clergy Group Health contribution rates or in the Dental HMO, Dental PPO or Vision premiums for 2019! All 2019 Group Health rates will be the same as for 2018.
It is that time of year to think about your annual flu shot. The quadrivalent flu vaccine is available for the 2018-19 flu season which protects against 4 strains of the flu virus. Check with your doctor regarding his or her recommendation regarding flu shots for you and your family. Flu shots are covered at 100% as a Wellness Benefit for participants in the TAC Standard or High Deductible PPO Plans and are available through your doctor or pharmacy.
A Section 125 Plan allows your church to deduct your clergy medical, dental and/or vision contributions from your paycheck on a pre-tax basis, thereby reducing your taxable income. Once a church Section 125 Plan has been set up and approved by the church’s Administrative Council, the Section 125 Plan will carry forward each year – it only has to be set up one time. If your church does not have a Section 125 plan, now is the time to consider this option as a Section 125 Plan should be adopted prior to January 1, 2019 to be effective as of January 1, 2019.
Important note: Not all churches actually deduct the clergy’s Group Health amounts for the clergy’s medical, dental and/or vision plans from the pastor’s paycheck (the church pays both the church and clergy portions of Group Health). If your church does not actually do a payroll deduction for your clergy medical, dental and/or vision contributions, your church would not need to set up a Section 125 Plan.
For further information, contact:
Barbara Kilby, TAC Benefits Administrator: 713-533-3702, 1-800-606-0350, firstname.lastname@example.org
Ayanna Tasby-Bertrand, Group Health Benefits Specialist: 713-533-3723, email@example.com
Patricia Goforth-Rakes, Pensions and Retiree Health Benefits Specialist: 713-533-3706, firstname.lastname@example.org